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<p class="MsoNormal"><b style=""><u><span style="font-size: 12pt;">TIAA-CREF
401(k) GSRA Open Enrollment is underway<o:p></o:p></span></u></b></p>
<p class="MsoNormal"><o:p> </o:p><span style="font-size: 12pt;">Open
enrollment for the
401(k) Group Supplemental Retirement Annuities (GSRA) will end on
Wednesday,
December 16<sup>th</sup>, 2009.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size: 12pt;"><o:p> </o:p><br>
Human Resources will be providing
an on-site web-based enrollment for your convenience. To access the
401(k) GSRA
enrollment link go to JLab's Insight page, under Spotlight News. <span
style=""></span>Or follow this link</span>: <b style=""><span
style="font-size: 14pt; color: rgb(0, 112, 192);"><a
href="https://mis.jlab.org/mis/apps/hr/gsra_enrollment/index.cfm">https://mis.jlab.org/mis/apps/hr/gsra_enrollment/index.cfm</a><o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-left: 0.5in;"><b style=""><span
style="font-size: 12pt;">DO YOU NEED TO ENROLL?<o:p></o:p></span></b></p>
<ul type="disc">
<li class="MsoNormal" style=""><span style="font-size: 12pt;">If you
wish to increase or decrease your contribution to the plan, or opt-out
of this program, you must enter the on-line system, no later than close
of business (5pm) on Wednesday, December 16<sup>th</sup>. <span
style=""> </span><o:p></o:p></span></li>
</ul>
<p class="MsoNormal" style="margin-left: 0.5in;"><b style=""><span
style="font-size: 12pt;">WHAT HAPPENS IF YOU DON’T ENROLL?<o:p></o:p></span></b></p>
<ul type="disc">
<li class="MsoNormal" style=""><span style="font-size: 12pt;">If you <b
style=""><u>do not</u></b> enter the on-line system prior to close of
business (5pm) on Wednesday, December 16<sup>th</sup>, <u>you will be
automatically enrolled in the default employee 5 % contribution plan
that is based on your current salary</u>. <o:p></o:p></span></li>
</ul>
<p class="MsoNormal"><span style="font-size: 12pt;"><o:p> </o:p></span><br>
<b style=""><u><span style="font-size: 12pt; color: red;">Important
Updates</span></u></b><span style="font-size: 12pt;">:<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size: 12pt;"><o:p> </o:p></span><b
style=""><span style="font-size: 12pt;">2010 Contribution Limits (IRS
401(k) maximum
contribution limits remained unchanged from 2009):<o:p></o:p></span></b></p>
<ul style="margin-top: 0in;" type="disc">
<li class="MsoNormal" style=""><span style="font-size: 12pt;">Voluntary
Employee Contributions - $16,500<o:p></o:p></span></li>
<li class="MsoNormal" style=""><span style="font-size: 12pt;">Catch-Up
(additional contribution for 50+ years of age) - $5,500 <o:p></o:p></span></li>
</ul>
<p class="MsoNormal"><b style=""><span style="font-size: 12pt;">Safe
Harbor Plan Participant Notice:<o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-left: 38.25pt; text-indent: -0.25in;"><!--[if !supportLists]--><span
style="font-size: 12pt; font-family: Symbol;"><span style="">·<span
style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;">
</span></span></span><!--[endif]--><span style="font-size: 12pt;">As
with last year’s
practice, Jefferson Lab is required to provide the 401(k) Safe Harbor
non-elective contribution notice, which describes the plan related
rules. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: 38.25pt; text-indent: -0.25in;"><!--[if !supportLists]--><span
style="font-size: 12pt; font-family: Symbol;"><span style="">·<span
style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;">
</span></span></span><!--[endif]--><span style="font-size: 12pt;">For
specific
details, a copy of the Safe Harbor notice is attached. <o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size: 12pt;"><o:p> </o:p><br>
If you have questions, please contact Treva Ferguson (x 7291) or Doug
Roeder (x
7576). You can change your contribution amount any time during the
year
by submitting a new Salary Reduction Agreement form. The forms are
located in
Human Resources and must be completed in person.<br style="">
<!--[if !supportLineBreakNewLine]--></span></p>
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