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<p class="MsoNormal"><big><big><big><big><b style=""><u><span
style="font-size: 12pt;">TIAA-CREF 401(k) GSRA Open
Enrollment is Underway. </span></u></b></big></big></big></big></p>
<p class="MsoNormal"><span style="font-size: 12pt;">The 401(k) Group
Supplemental Retirement Annuity (GSRA) Open enrollment for
CY2011 will be offered for approximately one week, beginning on
<b style="">December 8, 2010</b><b> and closing on</b> <b
style="">December 15, 2010.<br>
<br>
</b></span></p>
<p class="MsoNormal"><span style="font-size: 12pt;">Human Resources
will be providing a web-based enrollment for your convenience.
To access the 401(k) GSRA enrollment link, go to JLab's Insight
page, under Spotlight News. Or follow this link:<br>
<font color="#000099"><a
href="https://mis.jlab.org/mis/apps/hr/gsra_enrollment/index.cfm">https://mis.jlab.org/mis/apps/hr/gsra_enrollment/index.cfm</a><br>
</font></span></p>
<p class="MsoNormal"><span style="font-size: 12pt;"><br>
</span></p>
<span style="font-size: 12pt;"><b>DO YOU NEED TO ENROLL?</b></span><br>
<span style="font-size: 12pt;"></span>
<ul type="disc">
<li class="MsoNormal" style=""><span style="font-size: 12pt;">If
you wish to increase or decrease your contribution to the
plan, or opt-out of this program, you must enter the on-line
system, no later than close of business (5:00pm) on December
15<sup>th</sup>. <br>
</span></li>
</ul>
<br>
<span style="font-size: 12pt;"><b>WHAT HAPPENS IF YOU DON'T ENROLL?</b></span>
<ul type="disc">
<li class="MsoNormal" style=""><span style="font-size: 12pt;">If
you <b style=""><u>do not</u></b> enter the on-line system
prior to close of business (5:00pm) on, Wednesday, December 15<sup>th</sup>,
you will be automatically enrolled in the default employee 5 %
contribution plan that is based on your current salary. </span></li>
</ul>
<p class="MsoNormal"><span style="font-size: 12pt;"> </span></p>
<p class="MsoNormal"><b style=""><u><span style="font-size: 12pt;
color: red;">Important Updates</span></u></b><span
style="font-size: 12pt;">:</span></p>
<p class="MsoNormal"><b style=""><span style="font-size: 12pt;">2011
Contribution Limits (IRS 401(k) maximum contribution limits
remained unchanged from 2010):</span></b></p>
<ul style="margin-top: 0in;" type="disc">
<li class="MsoNormal" style=""><span style="font-size: 12pt;">Voluntary
Employee Contributions - $16, 500</span></li>
<li class="MsoNormal" style=""><span style="font-size: 12pt;">Catch-Up
(50+ years of age) - an additional $5,500</span></li>
<li class="MsoNormal" style=""><span style="font-size: 12pt;">Total
Contributions (<i>excluding Catch-Up</i>) - $49,000</span></li>
<li class="MsoNormal" style=""><span style="font-size: 12pt;">Annual
Maximum Eligible Salary - $245,000</span></li>
</ul>
<p class="MsoNormal"><span style="font-size: 12pt;"> </span></p>
<p class="MsoNormal"><b style=""><span style="font-size: 12pt;">Safe
Harbor Plan Participant Notice:</span></b></p>
<ul>
<li><span style="font-size: 12pt; font-family: Symbol;"><span
style=""><span style=""></span></span></span><span
style="font-size: 12pt;">Please review the attached Safe
Harbor notice. </span></li>
<li><span style="font-size: 12pt; font-family: Symbol;"><span
style=""><span style=""> </span></span></span><span
style="font-size: 12pt;">Jefferson Lab is required to provide
you with the 401(K) safe harbor non-elective contribution,
which describes the plan related rules. </span></li>
</ul>
<p class="MsoNormal"><span style="font-size: 12pt;"> <br>
If you have questions, please contact Treva Ferguson (x 7291) or
Doug Roeder (x 7576). You can change your contribution amount
any time during the year by submitting a new Salary Reduction
Agreement form. The forms are located in Human Resources. <br>
</span></p>
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