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<p class="MsoNormal"><big><big><big><big><b style=""><u><span
style="font-size: 12pt;"><br>
</span></u></b></big></big></big></big></p>
<p class="MsoNormal" align="center"><big><big><big><big><b style=""><u><span
style="font-size: 12pt;">TIAA-CREF 401(k) GSRA Open Enrollment Begins
Today </span></u></b></big></big></big></big></p>
<p class="MsoNormal"><span style="font-size: 12pt;">The 401(k) Group
Supplemental Retirement Annuity (GSRA) Open enrollment for Calendar
Year 2012 will be offered for one week, beginning on <b style="">December
8, 2011</b><b> and closing on</b> <b style="">December 15, 2011.<br>
<br>
</b></span></p>
<p class="MsoNormal"><span style="font-size: 12pt;">Human Resources
will be providing web-based enrollment for your convenience. To access
the 401(k) GSRA enrollment link, go to the Lab's Insight page, under
Spotlight News. Or follow this link:</span></p>
<p class="MsoNormal"><span style="font-size: 12pt;"><a
href="https://mis.jlab.org/mis/apps/hr/gsra_enrollment/">https://mis.jlab.org/mis/apps/hr/gsra_enrollment/</a><font
color="#000099"><br>
</font></span></p>
<span style="font-size: 12pt;"><b>DO YOU NEED TO ENROLL?</b></span><br>
<span style="font-size: 12pt;"></span>
<ul type="disc">
<li class="MsoNormal" style=""><span style="font-size: 12pt;">If you
wish to contribute more or less than the 5% default contribution, or
opt-out of this program, you must enter the on-line system no later
than close of business (5:00pm) on December 15. <br>
</span></li>
</ul>
<br>
<span style="font-size: 12pt;"><b>WHAT HAPPENS IF YOU DO NOT ENROLL?</b></span>
<ul type="disc">
<li class="MsoNormal" style=""><span style="font-size: 12pt;">If you <b
style=""><u>do not</u></b> enter the on-line system prior to close of
business (5:00pm) on Wednesday, December 15, you will be automatically
enrolled in the default employee 5 % contribution plan that is based on
your current salary. </span></li>
</ul>
<p class="MsoNormal"><span style="font-size: 12pt;"> </span></p>
<p class="MsoNormal"><b style=""><u><span
style="font-size: 12pt; color: red;">Important Updates</span></u></b><span
style="font-size: 12pt;">:</span></p>
<p class="MsoNormal"><b style=""><span style="font-size: 12pt;">2012
Contribution Limits:</span></b></p>
<ul style="margin-top: 0in;" type="disc">
<li class="MsoNormal" style=""><span style="font-size: 12pt;">Voluntary
Employee Contribution - $17,000</span></li>
<li class="MsoNormal" style=""><span style="font-size: 12pt;">Catch-Up
Allowance (50+ years of age) - an additional $5,500</span></li>
<li class="MsoNormal" style=""><span style="font-size: 12pt;">Total
Contribution (excluding catch-up) - $50,000</span></li>
</ul>
<ul style="margin-top: 0in;" type="disc">
</ul>
<p class="MsoNormal"><b style=""><span style="font-size: 12pt;">Safe
Harbor Plan Participant Notice:</span></b></p>
<ul>
<li><span style="font-size: 12pt; font-family: Symbol;"><span style=""><span
style=""></span></span></span><span style="font-size: 12pt;">Please
review the attached Safe Harbor notice </span></li>
<li><span style="font-size: 12pt; font-family: Symbol;"><span style=""><span
style=""> </span></span></span><span style="font-size: 12pt;">Jefferson
Lab is required to provide you with the 401(K) Safe Harbor non-elective
contribution which describes plan related rules </span></li>
</ul>
<p class="MsoNormal"><span style="font-size: 12pt;"> <br>
If you have questions, please contact Treva Ferguson (x 7291) or Doug
Roeder (x 7576). You can change your contribution amount any time
during the year by submitting a new Salary Reduction Agreement form.
These forms are located in the Human Resources Office in the VARC
building. <br>
</span></p>
<p class="MsoNormal"><span style="font-size: 12pt;">Regards,<br>
Rhonda<br>
<br>
</span></p>
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