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<p class="MsoNormal" style="text-align: justify;">Colleagues,</p>
<p class="MsoNormal" style="text-align: justify;">Anthem Insurance
recently notified Jefferson Lab that as of April 1, 2012, network and
design changes will occur with the Lab’s current medical insurance
products. Anthem is in the process of streamlining their plan options
to better manage cost and complexity.<span style=""> </span>These
changes were mandated by Anthem and are unrelated to the Benefits Cost
Study measure that Mont discussed in November. </p>
<p class="MsoNormal" style="text-align: justify;">As a result of
Anthem’s realignment efforts, <u>listed below are some important
changes affecting BlueCare Indemnity, KeyCare PPO 15, and HealthKeepers
HMO medical benefits.</u><span style=""> </span>The newly offered
medical plans are comparable to your current elections; however, you
should carefully review the information to know how your benefits are
changing if enrolled with Anthem or are considering Anthem as your
health insurance provider.</p>
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<ul>
<li>
<p><b style=""><span style="color: red;">KeyCare PPO 15 medical plan</span></b>
will be replaced with Anthem’s Key<b style=""> </b>Care PPO 10 medical
plan. The KeyCare PPO 10 plan closely resembles the current PPO
selection that is available today<b style="">. <span style=""> </span>All
KeyCare PPO 15 participants will automatically default to the KeyCare
PPO 10 medical plan effective April 1, 2012.<span style=""> </span></b>You
will have the option to go into the Employee Self Service system during
open enrollment to change your elections if you choose.<b style=""> <o:p></o:p></b></p>
</li>
</ul>
<ul>
<li>
<p><small><big><b style=""><span style="color: red;">BlueCare
Indemnity medical plan</span></b> will be discontinued as a product
offered by Anthem effective March 31, 2012. The robust network that
Blue Care once offered to its members is no longer applicable because
the KeyCare PPO network has become as inclusive<b style="">. <span
style=""> </span>All BlueCare Indemnity members will automatically
default to the KeyCare PPO 10 medical plan effective April 1, 2012. </b>You
will have the option to go into the Employee Self Service system during
open enrollment to change your elections if you choose.</big><b style="">
<o:p></o:p></b></small></p>
</li>
</ul>
<ul>
<big> </big>
<li><big> </big>
<p><b style=""><span style="color: red;">Healthkeepers HMO medical
plan</span></b> will be eliminated and replaced with a Point of Service
(POS) medical plan. <span style=""> </span>The POS plan will offer an
out-of-network feature that is currently not an option provided by the
Healthkeepers HMO plan.<b style=""> All HealthKeepers HMO members will
automatically default to the HealthKeepers POS medical plan effective
April 1, 2012</b>. You will have the option to go into the Employee
Self Service system during open enrollment to change your elections if
you choose.</p>
<big> </big></li>
<big> </big>
</ul>
<p class="MsoNormal" style="text-align: justify;">For those enrolled in
Optima, medical insurance plan offerings will not change.<span style="">
</span>You will continue to automatically default to your current
elections in the Optima Plan.<span style=""> </span>During open
enrollment you will have the option to go into the Employee Self
Service system to change elections if you choose.</p>
<p class="MsoNormal" style="text-align: justify;"><b style="">Open
enrollment will be February 14-29, 2012.</b><span style=""> </span>Additional
information sessions will be scheduled to assist with inquiries.<span
style=""> </span>Anthem Representatives will also be on-site during
some of the information sessions to answer questions.</p>
<p class="MsoNormal" style="text-align: justify;"><o:p></o:p>Open
enrollment materials will be available online starting February 14,
2012.<span style=""> </span>This material will provide details about
the Anthem plan modifications to better educate you on the rates and
plan design differences that will result from Anthem’s restructuring
efforts. </p>
<p class="MsoNormal" style="text-align: justify;"><b style="">Note:</b><span
style=""> </span>If you want to change plans, add/remove dependents,
drop medical coverage or enroll in the Medical Flexible Spending
Account, you MUST enter the Employee Self Service Open Enrollment
system and complete the appropriate steps.</p>
<p class="MsoNormal" style="text-align: justify;">As always, we are
committed to providing comprehensive and competitive benefits as well
as communicating any changes impacting your benefit selections.</p>
<p class="MsoNormal" style="text-align: justify;"><o:p> </o:p></p>
<p class="MsoNormal" style="text-align: justify;">Rhonda<br>
Human Resources</p>
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