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<p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:0in;margin-bottom:
.0001pt;line-height:normal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black">Attention All Regular
and Term Employees: </span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black"> </span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;text-align:center;line-height:normal" align="center"><b><u><span style="font-size:12.0pt;
font-family:"Times New Roman , serif ;","serif";mso-fareast-font-family:"Times New Roman";
mso-bidi-font-family:"Times New Roman";color:black">TIAA-CREF 401(k) GSRA Open
Enrollment ends today, December 14 </span></u></b><span style="font-size:12.0pt;
font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman";
color:black"></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;text-align:center;line-height:normal" align="center"><a name="_GoBack"></a><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman";color:black"> </span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:12.0pt;
line-height:normal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black">The 401(k) Group
Supplemental Retirement Annuity (GSRA) Open enrollment for Calendar Year 2013 closes
today, <b>December 14, 2012, at 5 pm.</b></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black">Human Resources will be
providing web-based enrollment for your convenience. To access the 401(k) GSRA
enrollment link, go to the Lab's Insight page, under Spotlight News. Or follow
this link:</span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><a href="https://mis.jlab.org/mis/apps/hr/gsra_enrollment/" target="_blank"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:blue">https://mis.jlab.org/mis/apps/hr/gsra_enrollment/</span></a><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman";color:black"></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:0in;margin-bottom:
.0001pt;line-height:normal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black"> </span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:0in;margin-bottom:
.0001pt;line-height:normal"><b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black">DO YOU NEED TO ENROLL?</span></b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman";color:black"></span></p>
<ul type="disc"><li class="MsoNormal" style="color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;line-height:normal;mso-list:l2 level1 lfo1;tab-stops:list .5in"><span style="font-size:12.0pt;font-family:"Arial","sans-serif";mso-fareast-font-family:
"Times New Roman"">If you wish to contribute more or less than the 5%
default contribution, or opt-out of this program, you must enter the
on-line system no later than close of business (5:00pm) on December 14. </span><span style="font-size:10.0pt;font-family:"Arial","sans-serif";mso-fareast-font-family:
"Times New Roman""></span></li></ul>
<p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:0in;margin-bottom:
.0001pt;line-height:normal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black"><br>
<b>WHAT HAPPENS IF YOU DO NOT ENROLL?</b> </span></p>
<ul type="disc"><li class="MsoNormal" style="color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;line-height:normal;mso-list:l3 level1 lfo2;tab-stops:list .5in"><span style="font-size:12.0pt;font-family:"Arial","sans-serif";mso-fareast-font-family:
"Times New Roman"">If you <b><u>do not</u></b> enter the on-line system
prior to close of business (5:00pm) today, Wednesday, December 14, you will
automatically be enrolled in the default employee 5 % contribution plan
that is based on your current salary. </span><span style="font-size:10.0pt;
font-family:"Arial","sans-serif";mso-fareast-font-family:"Times New Roman""></span></li></ul>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><b><u><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black">Important Updates</span></u></b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman";color:black">:</span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black">2013 Contribution
Limits:</span></b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black"></span></p>
<ul type="disc"><li class="MsoNormal" style="color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;line-height:normal;mso-list:l1 level1 lfo3;tab-stops:list .5in"><span style="font-size:12.0pt;font-family:"Arial","sans-serif";mso-fareast-font-family:
"Times New Roman"">Voluntary Employee Contribution - $17,500</span><span style="font-size:10.0pt;font-family:"Arial","sans-serif";mso-fareast-font-family:
"Times New Roman""></span></li><li class="MsoNormal" style="color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;line-height:normal;mso-list:l1 level1 lfo3;tab-stops:list .5in"><span style="font-size:12.0pt;font-family:"Arial","sans-serif";mso-fareast-font-family:
"Times New Roman"">Catch-Up Allowance (50+ years of age) - an additional
$5,500</span><span style="font-size:10.0pt;font-family:"Arial","sans-serif";
mso-fareast-font-family:"Times New Roman""></span></li></ul>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black"> </span></b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman";color:black"></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black">Safe Harbor Plan
Participant Notice:</span></b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black"></span></p>
<ul type="disc"><li class="MsoNormal" style="color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;line-height:normal;mso-list:l0 level1 lfo4;tab-stops:list .5in"><span style="font-size:12.0pt;font-family:"Arial","sans-serif";mso-fareast-font-family:
"Times New Roman"">Please review the attached Safe Harbor Notice </span><span style="font-size:10.0pt;font-family:"Arial","sans-serif";mso-fareast-font-family:
"Times New Roman""></span></li><li class="MsoNormal" style="color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;line-height:normal;mso-list:l0 level1 lfo4;tab-stops:list .5in"><span style="font-size:12.0pt;font-family:"Arial","sans-serif";mso-fareast-font-family:
"Times New Roman"">Jefferson Lab is required to provide you with the
401(K) Safe Harbor non-elective contribution which describes plan related
rules</span><span style="font-size:10.0pt;font-family:"Arial","sans-serif";
mso-fareast-font-family:"Times New Roman""></span></li></ul>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black"> </span></b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman";color:black"></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black">Fiscal Cliff
Information:</span></b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black"></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black">The Pension Protection
Act of 2006 protects provisions to retirement plans. In consultation with
TIAA-CREF’s representative, it is our understanding that Congress would be
required to revise the retirement plan rules with future legislation in order
for the fiscal cliff to affect the 401(k) plan.</span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><span style="font-size:12.0pt;font-family:"Times New Roman , serif ;","serif";
mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman";
color:black"> <br>
If you have questions, please contact Treva Ferguson (x 7291) or Doug Roeder (x
7576). You can change your contribution amount any time during the year
by submitting a new Salary Reduction Agreement form. These forms are located in
the Human Resources Office in the SSC building</span><span style="font-size:
12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman";
color:black"></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black"> </span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black"> </span></p>
<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman , serif ;","serif"; color: black;">Regards,</span></p><p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><span style="font-size:12.0pt;font-family:"Times New Roman , serif ;","serif";
mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman";
color:black">
Rhonda</span><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black"></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black">Human Resources</span></p>
</div></body></html>