<html><head><style type='text/css'>p { margin: 0; }</style></head><body><div style='font-family: trebuchet ms,sans-serif; font-size: 12pt; color: #000000'><style>p { margin: 0; }</style><div style="font-family: trebuchet ms,sans-serif; font-size: 12pt; color: #000000"><style>p { margin: 0; }</style><div style="font-family: arial,helvetica,sans-serif; font-size: 10pt; color: #000000">
<p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:0in;margin-bottom:
.0001pt;line-height:normal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman"">Attention All Regular and Term
Employees: </span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;text-align:center;line-height:normal" align="center"><b><u><span style="font-size:12.0pt;
font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman""><font size="5">TIAA-CREF
401(k) GSRA Open Enrollment Begins Today </font><br></span></u></b></p><p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;text-align:center;line-height:normal" align="center"><br><b><u><span style="font-size:12.0pt;
font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman""></span></u></b><span style="font-size:
12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman""></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><a name="_GoBack"></a><span style="font-size:12.0pt;
font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"">The
401(k) Group Supplemental Retirement Annuity (GSRA) Open enrollment for
Calendar Year 2014 will be offered from <b>December 3, 2013 through</b> <b>December
13, 2013.<span style="mso-spacerun:yes"> </span></b>All elections will be
reflected in the January 15, 2014 paycheck.</span><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman""> Human Resources will be providing
web-based enrollment for your convenience. <br></span></p><p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman""><br></span></p><p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman"">To access the 401(k) GSRA enrollment
link, go to the Lab's Insight page, under Spotlight News. Or follow this link:</span>
</p><p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><a href="https://mis.jlab.org/mis/apps/hr/gsra_enrollment/" target="_blank"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:blue">https://mis.jlab.org/mis/apps/hr/gsra_enrollment/</span></a></p><p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><br><a href="https://mis.jlab.org/mis/apps/hr/gsra_enrollment/" target="_blank"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:blue"></span></a><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman""></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:0in;margin-bottom:
.0001pt;line-height:normal"><b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman""><br></span></b></p><p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:0in;margin-bottom:
.0001pt;line-height:normal"><b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman"">DO YOU NEED TO ENROLL?</span></b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman""></span></p>
<ul type="disc"><li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal;mso-list:l1 level1 lfo1;tab-stops:list .5in"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman"">If you wish to contribute more or less than the 5%
default contribution, or opt-out of this program, you must enter the
on-line system no later than close of business (5:00pm) on December 13.</span></li></ul><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman""><b><br><br>WHAT HAPPENS IF YOU DO NOT ENROLL?</b> </span><br>
<ul type="disc"><li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal;mso-list:l0 level1 lfo2;tab-stops:list .5in"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman"">If you <b><u>do not</u></b> enter the on-line system
prior to close of business (5:00pm) on Friday, December 13, you will
automatically be enrolled in the default employee 5% contribution plan
that is based on your current salary. </span></li></ul>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><b><u><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:red"><br></span></u></b></p><p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><br><b><u><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:red"></span></u></b></p><p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><font size="4"><b><u><span style="font-family: "Times New Roman","serif"; color: red;">Important Updates</span></u></b><span style="font-family: "Times New Roman","serif";">:</span></font></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman"">2014 Contribution Limits:</span></b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman""></span></p>
<ul type="disc"><li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal;mso-list:l2 level1 lfo3;tab-stops:list .5in"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman"">Voluntary Employee Contribution - $17,500</span></li><li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal;mso-list:l2 level1 lfo3;tab-stops:list .5in"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman"">Catch-Up Allowance (50+ years of age) - an additional
$5,500, totaling $23,000 maximum</span></li></ul>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman""><br></span></b></p><p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman"">Safe Harbor Plan Participant Notice:</span></b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman""></span></p>
<ul type="disc"><li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal;mso-list:l3 level1 lfo4;tab-stops:list .5in"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman"">Jefferson Lab is required to provide you with the 401(k)
Safe Harbor non-elective contribution which describes plan related rules</span></li><li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal;mso-list:l3 level1 lfo4;tab-stops:list .5in"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman"">Please review the attached Safe Harbor Notice </span></li></ul><span style="font-size:12.0pt;font-family:
"Times New Roman","serif";mso-fareast-font-family:"Times New Roman""><br>If you have questions, please contact Treva Ferguson (x7291) or Doug Roeder <span style="mso-spacerun:yes"></span>(x7576). You can change
your contribution amount any time during the year by submitting a new Salary
Reduction Agreement form. These forms are located in the Human Resources Office
in the SSC building.<br><br>Regards,<br>Rhonda<br><br></span>
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