<html><head><style type='text/css'>p { margin: 0; }</style></head><body><div style='font-family: trebuchet ms,sans-serif; font-size: 12pt; color: #000000'><style>p { margin: 0; }</style><div style="font-family: arial,helvetica,sans-serif; font-size: 10pt; color: #000000"><div style="color:#000;font-weight:normal;font-style:normal;text-decoration:none;font-family:Helvetica,Arial,sans-serif;font-size:12pt;"><style></style><div style="font-family: arial,helvetica,sans-serif; font-size: 10pt; color: #000000">
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;text-align:center;line-height:normal" align="center"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman""><span style="mso-spacerun:yes"> </span></span><b><u><span style="font-size:17.0pt;
font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"">TIAA-CREF
401(k) GSRA <a style="mso-comment-reference:r_1;mso-comment-date:20131212T1058">Open </a></span></u></b><span class="MsoCommentReference"><span style="font-size:8.0pt"><a class="msocomanchor" id="_anchor_1" href="#_msocom_1" name="_msoanchor_1"></a><span style="mso-special-character:comment"></span></span></span><b><u><span style="font-size:17.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman"">Enrollment Closes today at 5pm </span></u></b><span style="font-size:17.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman""></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;text-align:center;line-height:normal" align="center"><span style="font-size:12.0pt;
font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman""> </span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman"">Colleagues,<br></span></p><p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman""><br></span></p><p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman"">As a reminder, the 401(k) Group
Supplemental Retirement Annuity (GSRA) Open enrollment for Calendar Year 2014 <b style="mso-bidi-font-weight:normal"><u>ends today, <span style="mso-bidi-font-weight:
bold">December 13, 2013 at 5pm</span></u><span style="mso-bidi-font-weight:
bold">.<span style="mso-spacerun:yes"> </span></span></b>All elections will be
reflected in the January 15, 2014 paycheck. Human Resources has provided
web-based enrollment for your convenience. <br></span></p><p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman""><br></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman"">To access the 401(k) GSRA enrollment
link, go to the Lab's Insight page, under Spotlight News. Or follow this link: </span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><a href="https://mis.jlab.org/mis/apps/hr/gsra_enrollment/" target="_blank"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:blue">https://mis.jlab.org/mis/apps/hr/gsra_enrollment/</span></a></p><p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><br><a href="https://mis.jlab.org/mis/apps/hr/gsra_enrollment/" target="_blank"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:blue"></span></a><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman""></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:0in;margin-bottom:
.0001pt;line-height:normal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman""> </span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:0in;margin-bottom:
.0001pt;line-height:normal"><b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman"">DO YOU NEED TO ENROLL?</span></b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman""></span></p>
<ul type="disc"><li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal;mso-list:l2 level1 lfo1;tab-stops:list .5in"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman"">If you wish to contribute more or less than the 5%
default contribution, or opt-out of this program, you must enter the
on-line system no later than close of business (5pm) on December 13.</span></li></ul>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal"><b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman""><br>
<br>
WHAT HAPPENS IF YOU <u>DO NOT</u> ENROLL?</span></b><span style="font-size:12.0pt;
font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"">
</span></p>
<ul type="disc"><li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal;mso-list:l1 level1 lfo2;tab-stops:list .5in"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman"">If you <b><u>do not</u></b> enter the on-line system prior
to close of business (5pm) on Friday, December 13, you will automatically
be enrolled in the default employee 5% contribution plan that is based on
your current salary. </span></li></ul><p><br></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><b><u><span style="font-size:13.5pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:red">Important Updates</span></u></b><span style="font-size:13.5pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman"">:</span><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman""></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman"">2014 Contribution Limits:</span></b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman""></span></p>
<ul type="disc"><li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal;mso-list:l3 level1 lfo3;tab-stops:list .5in"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman"">Voluntary Employee Contribution - $17,500</span></li><li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal;mso-list:l3 level1 lfo3;tab-stops:list .5in"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman"">Catch-Up Allowance (50+ years of age) - an additional
$5,500, totaling $23,000 maximum</span></li></ul>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman""> <br></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman""> </span><b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman"">Safe Harbor Plan Participant Notice:</span></b><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman""></span></p>
<ul type="disc"><li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal;mso-list:l0 level1 lfo4;tab-stops:list .5in"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman"">Jefferson Lab is required to provide you with the
401(k) Safe Harbor non-elective contribution which describes plan related
rules</span></li><li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
line-height:normal;mso-list:l0 level1 lfo4;tab-stops:list .5in"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman"">Please review the attached Safe Harbor Notice </span></li></ul>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman""><br>
If you have questions, please contact Treva Ferguson (x7291) or Doug Roeder
(x7576). You can change your contribution amount any time during the year
by submitting a new Salary Reduction Agreement form. These forms are located in
the Human Resources Office in the SSC building.<br>
<br>
Regards,</span></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman""><br>
Rhonda</span></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman"">Human Resources</span></p></div></div><br></div></div></body></html>