<html><head><style type='text/css'>p { margin: 0; }</style></head><body><div style='font-family: arial,helvetica,sans-serif; font-size: 10pt; color: #000000'><style>p { margin: 0; }</style><div style="font-family: arial,helvetica,sans-serif; font-size: 10pt; color: #000000"><div><p class="MsoNormal" style="margin-bottom: 0.0001pt;"><span style="font-family: 'Times New Roman', serif; font-size: 12pt;">Attention All Regular
and Term Employees:</span></p>
<p class="MsoNormal" align="center" style="text-align: center;"><span style="font-size: 10pt; font-family: 'Times New Roman', serif;"> </span></p>
<p class="MsoNormal"><span style="font-size: 12pt; font-family: 'Times New Roman', serif;">The 401(k) Group
Supplemental Retirement Annuity (GSRA) Open enrollment for Calendar Year 2015 <b>ends
today</b> Friday, <b>December 12, 2014 at 5pm. </b>All elections will be
reflected in the January 15, 2015 paycheck. Human Resources is providing
web-based enrollment for your convenience. </span><span style="font-size: 10pt; font-family: 'Times New Roman', serif;"></span></p>
<p class="MsoNormal"><span style="font-size: 10pt; font-family: Arial, sans-serif;"> </span><span style="font-size: 10pt; font-family: 'Times New Roman', serif;"></span></p>
<p class="MsoNormal"><span style="font-size: 12pt; font-family: 'Times New Roman', serif;">To access the 401(k)
GSRA enrollment link, go to the Lab's Insight page, under Announcements. Or you
may follow this link: </span><a href="https://mis.jlab.org/mis/apps/hr/gsra_enrollment/" target="_blank"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman";color:blue">https://mis.jlab.org/mis/apps/hr/gsra_enrollment/</span></a><span style="font-size: 10pt; font-family: 'Times New Roman', serif;"></span></p>
<p class="MsoNormal" style="margin-bottom: 0.0001pt;"><span style="font-size: 10pt; font-family: Arial, sans-serif;"> </span><span style="font-size: 10pt; font-family: 'Times New Roman', serif;"></span></p>
<p class="MsoNormal" style="margin-bottom: 0.0001pt;"><b><span style="font-size: 12pt; font-family: 'Times New Roman', serif;">DO YOU NEED TO ENROLL?</span></b><span style="font-size: 10pt; font-family: 'Times New Roman', serif;"></span></p>
<ul type="disc">
<li class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman"">If you wish to contribute more or less than the 5%
default contribution, or opt-out of this program, <i>you must enter the
on-line system no later than close of business today (5:00pm) December 12.
</i></span><span style="font-size:10.0pt;font-family:"Arial","sans-serif";
mso-fareast-font-family:"Times New Roman""></span></li>
</ul>
<p class="MsoNormal"><b><span style="font-size: 12pt; font-family: 'Times New Roman', serif;">WHAT HAPPENS IF YOU DO
NOT ENROLL?</span></b><span style="font-size: 12pt; font-family: 'Times New Roman', serif;"> </span><span style="font-size: 10pt; font-family: 'Times New Roman', serif;"></span></p>
<ul type="disc">
<li class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman"">If you <b><u>do not</u></b> enter the on-line system
prior to close of business today (5:00pm)
Friday, December 12, 2014 you will automatically be enrolled in the
default employee 5 % contribution plan that is based on your current
salary.</span><span style="font-size:10.0pt;font-family:"Arial","sans-serif";
mso-fareast-font-family:"Times New Roman""></span></li>
</ul>
<p class="MsoNormal"><span style="font-size: 10pt; font-family: 'Times New Roman', serif;"> </span></p>
<p class="MsoListParagraph"><b><u><span style="font-size:18.0pt;
font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman";
color:red">Important Updates</span></u></b><span style="font-size: 12pt; font-family: 'Times New Roman', serif;"></span></p>
<ul type="disc">
<li class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman"">Effective January 1, 2015 benefits eligible employees’
401(k) contribution provided by the Lab will be reduced from 10% to 9% of
your eligible compensation. Eligible employees will remain 100%
vested in the employer paid 9% contribution as in the past.</span><span style="font-size:10.0pt;font-family:"Arial","sans-serif";mso-fareast-font-family:
"Times New Roman""></span></li>
</ul>
<p class="MsoNormal" style="margin-left: 0.5in; margin-bottom: 0.0001pt;"><b><span style="font-size: 12pt; font-family: 'Times New Roman', serif;">The 401(k) GSRA 2015 Annual Contribution Limits are as
follows:</span></b><span style="font-size: 10pt; font-family: 'Times New Roman', serif;"></span></p>
<ul type="disc">
<li class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman"">Voluntary Employee Contribution - $18,000</span><span style="font-size:10.0pt;font-family:"Arial","sans-serif";mso-fareast-font-family:
"Times New Roman""></span></li>
<li class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman"">Catch-Up Allowance (50+ years of age) an additional
$6,000, totaling $24,000 maximum</span><span style="font-size:10.0pt;
font-family:"Arial","sans-serif";mso-fareast-font-family:"Times New Roman""></span></li>
<li class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-font-family:
"Times New Roman"">Total annual maximum contribution from the employee and
employer is $53,000</span><span style="font-family: 'Times New Roman', serif; font-size: 12pt;"> </span></li></ul>
<p class="MsoNormal"><span style="font-size: 12pt; font-family: 'Times New Roman', serif;"> </span></p>
<p class="MsoNormal"><span style="font-size: 12pt; font-family: 'Times New Roman', serif;">If you have questions,
please contact Treva Ferguson (x 7291) or Doug Roeder (x 7576).</span><span style="font-size: 10pt; font-family: 'Times New Roman', serif;"></span></p>
<p class="MsoNormal"><span style="font-size: 10pt; font-family: Arial, sans-serif;"> </span><span style="font-size: 10pt; font-family: 'Times New Roman', serif;"></span></p>
<p class="MsoNormal"><span style="font-size: 12pt; font-family: 'Times New Roman', serif;">Regards,</span><span style="font-size: 10pt; font-family: 'Times New Roman', serif;"></span></p>
<p class="MsoNormal"><span style="font-size: 12pt; font-family: 'Times New Roman', serif;">Rhonda </span><span style="font-size: 10pt; font-family: 'Times New Roman', serif;"></span></p>
<p class="MsoNormal"><span style="font-size: 12pt; font-family: 'Times New Roman', serif;">Human Resources</span><span style="font-size: 10pt; font-family: 'Times New Roman', serif;"></span></p>
<p class="MsoNormal"><span style="font-size: 10pt; font-family: 'Times New Roman', serif;"> </span></p>
<p class="MsoNormal"> </p><span></span></div></div></div></body></html>