<html><body><div style="font-family: trebuchet ms,sans-serif; font-size: 12pt; color: #000000"><div data-marker="__QUOTED_TEXT__"><div style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: #000000"><div><div style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: #000000"><div><div style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: #000000"><p style="margin: 0px;"><span style="color: rgb(255, 255, 255); background-color: rgb(0, 128, 128);"></span><span style="color: black; font-family: 'times new roman', 'new york', times, serif;">Dear Colleagues,</span></p><p style="margin: 0px;"><span style="color: black; font-family: 'times new roman', 'new york', times, serif;"> </span></p><p style="margin: 0px;"><span style="color: black; font-family: 'times new roman', 'new york', times, serif;">At Jefferson Science Associates (JSA) we value our employees and are committed to providing you and your family with affordable, quality health benefits. As part of this benefits program, under the Affordable Care Act (ACA), JSA and our insurance carriers have new reporting requirements beginning for tax year 2015.</span></p><p style="margin: 0px;"><span style="color: black; font-family: 'times new roman', 'new york', times, serif;"> </span></p><p style="margin: 0px;"><span style="font-family: 'times new roman', 'new york', times, serif;"><span style="color: black;">The ACA requires most Americans to maintain health insurance coverage or potentially pay a fine. Related to this mandate, JSA is required to provide you with supporting documentation about your health insurance eligibility and coverage throughout the tax year. If you were eligible for benefits at any time during calendar year 2015, you will receive a Form 1095-C from JSA by the end of March 2016 as proof of the health coverage we offered you </span><span style="color: black;">in 2015. </span><span style="color: black;">It provides a month-by-month detail of coverage eligibility and affordability.</span></span></p><p style="margin: 0px;"><span style="color: black; font-family: 'times new roman', 'new york', times, serif;"> </span></p><p style="margin: 0px;"><span style="color: black; font-family: 'times new roman', 'new york', times, serif;">If you elected coverage under our medical insurance plan during calendar year 2015, you will also receive a 1095-B form from your health insurance carrier, either Anthem or Optima. This form will list you and any of your family members who were covered under the plan.</span></p><p style="margin: 0px;"><span style="color: black; font-family: 'times new roman', 'new york', times, serif;"> </span></p><p style="margin: 0px;"><span style="color: black; font-family: 'times new roman', 'new york', times, serif;">You do <span data-mce-style="text-decoration: underline;" style="text-decoration: underline;">NOT</span> need to wait to receive these forms before you file your 2015 tax return. You can file your tax return for 2015 without them. Once you receive the 1095-C and 1095-B forms, you should retain them with any other important 2015 tax documents, even if you have already filed your taxes. The IRS reserves the right to audit and request these forms in the future. Additional details about these forms are attached in the accompanying Q&A document.</span></p><p style="margin: 0px;"><span style="color: black; font-family: 'times new roman', 'new york', times, serif;"> </span></p><p style="margin: 0px;"><span style="font-family: 'times new roman', 'new york', times, serif;"><span style="color: black;">If you have any questions, please contact Treva Ferguson, </span><a href="mailto:treva@jlab.org" target="_blank">treva@jlab.org</a><span style="color: black;"> or x.7291, or Krystina Serafini, </span><a href="mailto:serafini@jlab.org" target="_blank">serafini@jlab.org</a><span style="color: black;"> or x.7628, in the Human Resources Department. </span></span></p><p style="margin: 0px;"><span style="color: black; font-family: 'times new roman', 'new york', times, serif;"> </span></p><p style="margin: 0px;"><span style="color: black; font-family: 'times new roman', 'new york', times, serif;"> </span></p><p style="margin: 0px;"><span style="color: black; font-family: 'times new roman', 'new york', times, serif;">Sincerely,</span></p><p style="margin: 0px;"><span style="color: black; font-family: 'times new roman', 'new york', times, serif;"><br>Rhonda Barbosa, HR<br data-mce-bogus="1"></span></p><p style="margin: 0px;"><br></p><p style="margin: 0px;"><br></p></div></div></div></div></div><br></div></div></body></html>