<html><body><div style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: #000000"><div data-marker="__QUOTED_TEXT__"><div style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: #000000" data-mce-style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: #000000;"><div style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: #000000" data-mce-style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: #000000;"><div style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: #000000" data-mce-style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: #000000;"><div style="font-family: arial,helvetica,sans-serif; font-size: 12pt; color: #000000" data-mce-style="font-family: arial,helvetica,sans-serif; font-size: 12pt; color: #000000;"><div>Dear Colleagues,<br></div><div><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"><span style="font-size: 12.0pt; font-family: 'Arial','sans-serif';" data-mce-style="font-size: 12.0pt; font-family: 'Arial','sans-serif';"> </span></p><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"><span style="font-size: 12.0pt; font-family: 'Arial','sans-serif';" data-mce-style="font-size: 12.0pt; font-family: 'Arial','sans-serif';">Please join us for an upcoming “lunch and learn” financial literacy workshop, hosted by TIAA-CREF. Recent surveys have shown that the nation will need more retirement savings than in past decades, and that women are lagging behind in retirement savings more than their counterparts. This statistic is just one of many reasons why <strong><em>now </em></strong>is the time to talk about saving for your future!</span></p><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"><span style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black;" data-mce-style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black;"> </span></p><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"><span style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black;" data-mce-style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black;">TIAA-CREF will host a Financial Planning Lunch and Learn Workshop geared toward women who are interested in learning more about planning and controlling their long-term financial well-being. The entire JLab population is welcome to attend this free workshop, however the main focus of this event will be women at any point in their careers and how they might better:</span></p><ul><li style="color: black; line-height: normal; tab-stops: list .5in;" data-mce-style="color: black; line-height: normal; tab-stops: list .5in;"><span style="font-size: 12.0pt; font-family: 'Arial','sans-serif';" data-mce-style="font-size: 12.0pt; font-family: 'Arial','sans-serif';">Understand income and outflow, and how to balance these to an advantage</span></li><li style="color: black; line-height: normal; tab-stops: list .5in;" data-mce-style="color: black; line-height: normal; tab-stops: list .5in;"><span style="font-size: 12.0pt; font-family: 'Arial','sans-serif';" data-mce-style="font-size: 12.0pt; font-family: 'Arial','sans-serif';">Identify expenses and learn how to manage them more effectively - and maybe even reduce them</span></li><li style="color: black; line-height: normal; tab-stops: list .5in;" data-mce-style="color: black; line-height: normal; tab-stops: list .5in;"><span style="font-size: 12.0pt; font-family: 'Arial','sans-serif';" data-mce-style="font-size: 12.0pt; font-family: 'Arial','sans-serif';">Plan for their financial future</span></li></ul><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"><span style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black;" data-mce-style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black;">The <em>Start to Finish Financial Workshop</em> will be held on <strong>Tuesday, November 15, from 12:00 - 1:00 pm, in CEBAF Center, Room F113</strong>. Attendees are encouraged to bring their lunch.</span></p><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"><span style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black;" data-mce-style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black;"> </span></p><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"><br></p><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"><span style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black; background: white;" data-mce-style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black; background: white;">You're encouraged to register for this workshop as seating is limited. Please follow the link below, or view the attached flier and select the "Register Now" button. </span> </p><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"><br></p><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"><span style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black; background: white;" data-mce-style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black; background: white;"><a href="http://www.cvent.com/d/rvqzg5/4W" target="_blank" data-mce-href="http://www.cvent.com/d/rvqzg5/4W"><span style="color: blue;" data-mce-style="color: blue;">JLab Start to Finish Women's Workshop - Registration</span></a></span></p><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"><span style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black; background: white;" data-mce-style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black; background: white;"><br></span></p><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"><span style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black;" data-mce-style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black;"><br data-mce-bogus="1"></span></p><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;">There are multiple resources available to the Jefferson Lab participant population, and a broad selection of virtual workshops is available at the following link: <a href="https://www.tiaa.org/public/support/contact-us/consultations-seminars" target="_blank" data-mce-href="https://www.tiaa.org/public/support/contact-us/consultations-seminars"><span style="color: blue;" data-mce-style="color: blue;">https://www.tiaa.org/public/support/contact-us/consultations-seminars</span></a><br></p><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"> <br></p><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"><span style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black;" data-mce-style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black;"><br></span></p><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"><span style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black;" data-mce-style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black;">Regards,</span></p><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"><span style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black;" data-mce-style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black;"> </span></p><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"><span style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black;" data-mce-style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black;"><br></span></p><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"><span style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black;" data-mce-style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black;">Treva Ferguson</span></p><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"><span style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black;" data-mce-style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black;">Benefits Consultant</span></p><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"><span style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black;" data-mce-style="font-size: 12.0pt; font-family: 'Arial','sans-serif'; color: black;"><br></span></p><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"><br></p></div></div></div></div></div><br></div></div></body></html>