<html><body><div style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: #000000"><div data-marker="__QUOTED_TEXT__"><div style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);" data-mce-style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: #000000;"><div style="" data-mce-style=""><div style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);" data-mce-style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: #000000;"><div style="" data-mce-style=""><div style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);" data-mce-style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: #000000;"><div style="" data-mce-style=""><div style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);" data-mce-style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: #000000;"><div style="" data-mce-style=""><div style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);" data-mce-style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: #000000;"><div style="" data-mce-style=""><div style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);" data-mce-style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: #000000;"><div style="" data-mce-style=""><div style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);" data-mce-style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: #000000;"><div style="" data-mce-style=""><div style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);" data-mce-style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: #000000;"><div style="" data-mce-style="">2018 Benefits Online Open Enrollment Continues<center style="" data-mce-style=""><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" id="bodyTable" style="border-collapse: collapse; text-size-adjust: 100%; height: 100%; margin: 0px; padding: 0px; width: 100%; background-color: rgb(250, 250, 250);" data-mce-style="border-collapse: collapse; text-size-adjust: 100%; height: 100%; margin: 0px; padding: 0px; width: 100%; background-color: #fafafa;"><tbody style="" data-mce-style=""><tr style="" data-mce-style=""><td align="center" valign="top" id="bodyCell" style="text-size-adjust: 100%; height: 100%; margin: 0px; padding: 0px; width: 100%; border-top: 0px;" data-mce-style="text-size-adjust: 100%; height: 100%; margin: 0px; padding: 0px; width: 100%; border-top: 0px;"><table border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse; text-size-adjust: 100%;" data-mce-style="border-collapse: collapse; text-size-adjust: 100%;"><tbody style="" data-mce-style=""><tr style="" data-mce-style=""><td align="center" valign="top" style="text-size-adjust: 100%;" data-mce-style="text-size-adjust: 100%;"><table border="0" cellpadding="0" cellspacing="0" width="100%" id="templatePreheader" style="border-collapse: collapse; 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color: #fafafa; font-family: helvetica; font-size: 10px; line-height: 125%; text-align: left;">JLab Internal Memo</td></tr></tbody></table><table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 224px; border-collapse: collapse; text-size-adjust: 100%;" width="100%" class="mcnTextContentContainer" data-mce-style="max-width: 224px; border-collapse: collapse; text-size-adjust: 100%;"><tbody style="" data-mce-style=""><tr style="" data-mce-style=""><td valign="top" class="mcnTextContent" style="padding: 0px 18px 9px; text-size-adjust: 100%; word-break: break-word; color: rgb(250, 250, 250); font-family: helvetica; font-size: 10px; line-height: 125%; text-align: left;" data-mce-style="padding: 0px 18px 9px; text-size-adjust: 100%; word-break: break-word; color: #fafafa; font-family: helvetica; font-size: 10px; line-height: 125%; text-align: left;"></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr><tr style="" data-mce-style=""><td align="center" valign="top" style="text-size-adjust: 100%;" data-mce-style="text-size-adjust: 100%;"><table border="0" cellpadding="0" cellspacing="0" width="100%" id="templateHeader" style="border-collapse: collapse; text-size-adjust: 100%; background-color: rgb(250, 250, 250); border-top: 0px; border-bottom: 0px;" data-mce-style="border-collapse: collapse; text-size-adjust: 100%; background-color: #fafafa; border-top: 0px; border-bottom: 0px;"><tbody style="" data-mce-style=""><tr style="" data-mce-style=""><td align="center" valign="top" style="text-size-adjust: 100%;" data-mce-style="text-size-adjust: 100%;"><table border="0" cellpadding="0" cellspacing="0" width="640" class="templateContainer" style="border-collapse: collapse; text-size-adjust: 100%;" data-mce-style="border-collapse: collapse; text-size-adjust: 100%;"><tbody style="" data-mce-style=""><tr style="" data-mce-style=""><td valign="top" class="headerContainer" style="padding-top: 9px; padding-bottom: 9px; text-size-adjust: 100%;" data-mce-style="padding-top: 9px; padding-bottom: 9px; text-size-adjust: 100%;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnImageBlock" style="min-width: 100%; border-collapse: collapse; text-size-adjust: 100%;" data-mce-style="min-width: 100%; border-collapse: collapse; text-size-adjust: 100%;"><tbody class="mcnImageBlockOuter" style="" data-mce-style=""><tr style="" data-mce-style=""><td valign="top" style="padding: 9px; text-size-adjust: 100%;" class="mcnImageBlockInner" data-mce-style="padding: 9px; text-size-adjust: 100%;"><table align="left" width="100%" border="0" cellpadding="0" cellspacing="0" class="mcnImageContentContainer" style="min-width: 100%; border-collapse: collapse; text-size-adjust: 100%;" data-mce-style="min-width: 100%; border-collapse: collapse; text-size-adjust: 100%;"><tbody style="" data-mce-style=""><tr style="" data-mce-style=""><td class="mcnImageContent" valign="top" style="padding: 0px 9px; text-size-adjust: 100%;" data-mce-style="padding: 0px 9px; text-size-adjust: 100%;"><a href="http://www.jlab.org" title="" class="" target="_blank" style="text-size-adjust: 100%;" data-mce-href="http://www.jlab.org" data-mce-style="text-size-adjust: 100%;"> <img align="left" alt="" width="376.5" style="max-width: 753px; 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border-bottom: 0px;" data-mce-style="border-collapse: collapse; text-size-adjust: 100%; background-color: #fafafa; border-top: 0px; border-bottom: 0px;"><tbody style="" data-mce-style=""><tr style="" data-mce-style=""><td align="center" valign="top" style="text-size-adjust: 100%;" data-mce-style="text-size-adjust: 100%;"><table border="0" cellpadding="0" cellspacing="0" width="640" class="templateContainer" style="border-collapse: collapse; text-size-adjust: 100%;" data-mce-style="border-collapse: collapse; text-size-adjust: 100%;"><tbody style="" data-mce-style=""><tr style="" data-mce-style=""><td valign="top" class="bodyContainer" style="padding-top: 9px; padding-bottom: 9px; text-size-adjust: 100%;" data-mce-style="padding-top: 9px; padding-bottom: 9px; text-size-adjust: 100%;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="min-width: 100%; border-collapse: collapse; text-size-adjust: 100%;" data-mce-style="min-width: 100%; border-collapse: collapse; text-size-adjust: 100%;"><tbody class="mcnTextBlockOuter" style="" data-mce-style=""><tr style="" data-mce-style=""><td valign="top" class="mcnTextBlockInner" style="padding-top: 9px; text-size-adjust: 100%;" data-mce-style="padding-top: 9px; text-size-adjust: 100%;"><table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%; min-width: 100%; border-collapse: collapse; text-size-adjust: 100%;" width="100%" class="mcnTextContentContainer" data-mce-style="max-width: 100%; min-width: 100%; border-collapse: collapse; text-size-adjust: 100%;"><tbody style="" data-mce-style=""><tr style="" data-mce-style=""><td valign="top" class="mcnTextContent" style="padding: 0px 18px 9px; color: rgb(34, 34, 34); font-family: arial, "helvetica neue", helvetica, sans-serif; font-size: 16px; line-height: 100%; text-size-adjust: 100%; word-break: break-word; text-align: left;" data-mce-style="padding: 0px 18px 9px; color: #222222; font-family: arial, 'helvetica neue', helvetica, sans-serif; font-size: 16px; line-height: 100%; text-size-adjust: 100%; word-break: break-word; text-align: left;"><strong style="" data-mce-style=""><span style="font-size: 18px;" data-mce-style="font-size: 18px;">BENEFITS ANNOUNCEMENT</span></strong></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="min-width: 100%; border-collapse: collapse; text-size-adjust: 100%; table-layout: fixed !important;" data-mce-style="min-width: 100%; border-collapse: collapse; text-size-adjust: 100%; table-layout: fixed !important;"><tbody class="mcnDividerBlockOuter" style="" data-mce-style=""><tr style="" data-mce-style=""><td class="mcnDividerBlockInner" style="min-width: 100%; padding: 0px 18px; text-size-adjust: 100%;" data-mce-style="min-width: 100%; padding: 0px 18px; text-size-adjust: 100%;"><table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="min-width: 100%; border-top: 4px solid rgb(170, 29, 29); border-collapse: collapse; text-size-adjust: 100%;" data-mce-style="min-width: 100%; border-top: 4px solid #aa1d1d; border-collapse: collapse; text-size-adjust: 100%;"><tbody style="" data-mce-style=""><tr style="" data-mce-style=""><td style="text-size-adjust: 100%;" data-mce-style="text-size-adjust: 100%;"><span style="" data-mce-style=""></span></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="min-width: 100%; border-collapse: collapse; text-size-adjust: 100%;" data-mce-style="min-width: 100%; border-collapse: collapse; text-size-adjust: 100%;"><tbody class="mcnTextBlockOuter" style="" data-mce-style=""><tr style="" data-mce-style=""><td valign="top" class="mcnTextBlockInner" style="padding-top: 9px; text-size-adjust: 100%;" data-mce-style="padding-top: 9px; text-size-adjust: 100%;"><table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%; min-width: 100%; border-collapse: collapse; text-size-adjust: 100%;" width="100%" class="mcnTextContentContainer" data-mce-style="max-width: 100%; min-width: 100%; border-collapse: collapse; text-size-adjust: 100%;"><tbody style="" data-mce-style=""><tr style="" data-mce-style=""><td valign="top" class="mcnTextContent" style="padding: 0px 18px 9px; font-family: arial, "helvetica neue", helvetica, sans-serif; font-size: 14px; line-height: 150%; text-size-adjust: 100%; word-break: break-word; color: rgb(32, 32, 32); text-align: left;" data-mce-style="padding: 0px 18px 9px; font-family: arial, 'helvetica neue', helvetica, sans-serif; font-size: 14px; line-height: 150%; text-size-adjust: 100%; word-break: break-word; color: #202020; text-align: left;"><strong style="" data-mce-style="">February 15, 2018<br style="" data-mce-style=""> <br style="" data-mce-style=""> Sent on behalf of the Human Resources Director<br style="" data-mce-style=""> <br style="" data-mce-style=""> SUBJECT: JSA 2018 Benefits Online Open Enrollment Period Continues<br style="" data-mce-style=""> CONTACT: Treva Ferguson, <a href="mailto:treva@jlab.org" target="_blank" style="text-size-adjust: 100%; color: rgb(38, 171, 226); font-weight: normal; text-decoration: underline;" data-mce-href="mailto:treva@jlab.org" data-mce-style="text-size-adjust: 100%; color: #26abe2; font-weight: normal; text-decoration: underline;">treva@jlab.org</a>, xt.7291</strong></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="min-width: 100%; border-collapse: collapse; text-size-adjust: 100%;" data-mce-style="min-width: 100%; border-collapse: collapse; text-size-adjust: 100%;"><tbody class="mcnTextBlockOuter" style="" data-mce-style=""><tr style="" data-mce-style=""><td valign="top" class="mcnTextBlockInner" style="padding-top: 9px; text-size-adjust: 100%;" data-mce-style="padding-top: 9px; text-size-adjust: 100%;"><table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%; min-width: 100%; border-collapse: collapse; text-size-adjust: 100%;" width="100%" class="mcnTextContentContainer" data-mce-style="max-width: 100%; min-width: 100%; border-collapse: collapse; text-size-adjust: 100%;"><tbody style="" data-mce-style=""><tr style="" data-mce-style=""><td valign="top" class="mcnTextContent" style="padding: 0px 18px 9px; text-size-adjust: 100%; word-break: break-word; color: rgb(32, 32, 32); font-family: helvetica; font-size: 14px; line-height: 150%; text-align: left;" data-mce-style="padding: 0px 18px 9px; text-size-adjust: 100%; word-break: break-word; color: #202020; font-family: helvetica; font-size: 14px; line-height: 150%; text-align: left;"><strong style="" data-mce-style="">Attention All Regular and Term Employees,</strong><br style="" data-mce-style=""> <br style="" data-mce-style=""> The 2018 Benefits Online Open Enrollment Period for JSA <strong style="" data-mce-style="">continues to be offered through Wednesday, February 21, 2018</strong>. This is your opportunity to review and, if necessary, modify your benefits options.<br style="" data-mce-style=""> <br style="" data-mce-style=""> Below are a few reminders concerning the Open Enrollment Process as well as important updates regarding any plan changes.<br style="" data-mce-style=""> <br style="" data-mce-style=""> <strong style="" data-mce-style="">Default Enrollment:</strong> If you are NOT changing your benefits, selecting a medical option outside of the default health plan, and do NOT want to enroll in or continue to contribute to a Flexible Spending Account (FSA), you do not need to re-enroll. Your current benefit elections will remain on file and be effective for the April 1, 2018 – March 31, 2019 benefit year.<br style="" data-mce-style=""> <br style="" data-mce-style=""> <strong style="" data-mce-style="">Conditions in which you will need to access the Employee Self Service (ESS) System:</strong><ul style="" data-mce-style=""><li style="text-size-adjust: 100%;" data-mce-style="text-size-adjust: 100%;"><strong style="" data-mce-style=""><span style="color: rgb(255, 0, 0);" data-mce-style="color: #ff0000;">To make changes to your current benefit elections.</span></strong></li><li style="text-size-adjust: 100%;" data-mce-style="text-size-adjust: 100%;"><strong style="" data-mce-style=""><span style="color: rgb(255, 0, 0);" data-mce-style="color: #ff0000;">To participate for the first time in a Medical Care or Dependent Care Flexible Spending Account Plan.</span></strong></li><li style="text-size-adjust: 100%;" data-mce-style="text-size-adjust: 100%;"><strong style="" data-mce-style=""><span style="color: rgb(255, 0, 0);" data-mce-style="color: #ff0000;">To continue your enrollment in a Medical Care or Dependent Care Flexible Spending Account since your elections do not roll over from year to year.</span></strong></li></ul><div style="" data-mce-style="">To access the Open Enrollment link go to the Lab's Insight page, under Spotlight News. Or follow this link: <strong style="" data-mce-style=""><span style="color: rgb(0, 0, 255);" data-mce-style="color: #0000ff;"><a href="http://misportal.jlab.org/time" target="_blank" style="text-size-adjust: 100%; color: rgb(38, 171, 226); font-weight: normal; text-decoration: underline;" data-mce-href="http://misportal.jlab.org/time" data-mce-style="text-size-adjust: 100%; color: #26abe2; font-weight: normal; text-decoration: underline;"><span style="color: rgb(0, 0, 255); text-decoration: underline;" data-mce-style="color: #0000ff; text-decoration: underline;">misportal.jlab.org/time</span></a></span></strong><br style="" data-mce-style=""> <br style="" data-mce-style=""> The link will take you to the Deltek Time & Expense System. Once there, you will need to click “Self Service” at the top of the page; select "Payroll & Benefits" and then "Benefits Enrollment" to enter the Open Enrollment screens.<br style="" data-mce-style=""></div><div style="text-align: center;" data-mce-style="text-align: center;"><br style="" data-mce-style=""> <span style="text-decoration: underline; font-size: 12pt;" data-mce-style="text-decoration: underline; font-size: 12pt;"><strong style="" data-mce-style="">2018 Benefits Annual Renewal at a Glance Table: Key Changes</strong></span><br style="" data-mce-style=""></div><br style="" data-mce-style=""><div style="" data-mce-style=""><table style="border-collapse: collapse; border: none;" data-mce-style="border-collapse: collapse; border: none;"><tbody style="" data-mce-style=""><tr style="" data-mce-style=""><td width="217" style="width: 162.9pt; border: 1pt solid windowtext; padding: 0in 5.4pt;" data-mce-style="width: 162.9pt; border: 1pt solid windowtext; padding: 0in 5.4pt;"><p style="margin: 0px; text-align: center; line-height: normal;" data-mce-style="margin: 0px; text-align: center; line-height: normal;"><strong style="" data-mce-style=""><span style="font-size: 12pt; font-family: arial, sans-serif;" data-mce-style="font-size: 12pt; font-family: arial, sans-serif;">Type of Benefit</span></strong></p></td><td width="421" style="width: 315.9pt; border-top: 1pt solid windowtext; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-image: initial; border-left: none; padding: 0in 5.4pt;" data-mce-style="width: 315.9pt; border-top: 1pt solid windowtext; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-image: initial; border-left: none; padding: 0in 5.4pt;"><p style="text-align: center; line-height: normal; margin: 0px;" data-mce-style="text-align: center; line-height: normal; margin: 0px;"><strong style="" data-mce-style=""><span style="font-size: 12pt; font-family: arial, sans-serif;" data-mce-style="font-size: 12pt; font-family: arial, sans-serif;">Highlights for April 2018</span></strong></p></td></tr><tr style="height: 30.55pt;" data-mce-style="height: 30.55pt;"><td width="217" style="width: 162.9pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt; height: 30.55pt;" data-mce-style="width: 162.9pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt; height: 30.55pt;"><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"><span style="font-size: 10.5pt; font-family: arial, sans-serif;" data-mce-style="font-size: 10.5pt; font-family: arial, sans-serif;">Medical Insurance</span></p></td><td width="421" style="width: 315.9pt; border-top: none; border-left: none; border-bottom: 1pt solid windowtext; border-right: 1pt solid windowtext; padding: 0in 5.4pt; height: 30.55pt;" data-mce-style="width: 315.9pt; border-top: none; border-left: none; border-bottom: 1pt solid windowtext; border-right: 1pt solid windowtext; padding: 0in 5.4pt; height: 30.55pt;"><ul style="" data-mce-style=""><li style="" data-mce-style=""><span style="font-size: 10.5pt; font-family: arial, sans-serif; color: black;" data-mce-style="font-size: 10.5pt; font-family: arial, sans-serif; color: black;">Anthem Premium increases: KeyCare 10 PPO plan is 3.6% and the HealthKeepers 15 POS plan is 10%. Anthem is requiring a few copay changes on both plans, including a slight increase in the prescription drug copays.</span></li><li style="" data-mce-style=""><span style="font-size: 10.5pt; font-family: arial, sans-serif; color: black;" data-mce-style="font-size: 10.5pt; font-family: arial, sans-serif; color: black;">Optima Premium increase: The proposed 10/25 HMO plan increase is 16.4%. To keep premium rates more affordable</span> <span style="font-size: 10.5pt; font-family: arial, sans-serif; color: black;" data-mce-style="font-size: 10.5pt; font-family: arial, sans-serif; color: black;">and moderate cost,</span><span style="font-size: 10.5pt; font-family: arial, sans-serif; color: black;" data-mce-style="font-size: 10.5pt; font-family: arial, sans-serif; color: black;">the Lab is replacing the current plan with a 20/40 HMO Optima plan that has a “Standard” drug formulary. This action results in an overall increase of 8.8%<em style="" data-mce-style=""> </em>for the 2018 Optima medical premium renewal. Please visit the <span style="color: rgb(0, 0, 255);" data-mce-style="color: #0000ff;"><a href="https://www.jlab.org/div_dept/admin/HR/benefits/index.html" target="_blank" style="" data-mce-href="https://www.jlab.org/div_dept/admin/HR/benefits/index.html" data-mce-style=""><span style="color: rgb(0, 0, 255);" data-mce-style="color: #0000ff;">Benefits Webpage</span></a></span> to learn more about Optima’s “Standard” drug formulary details.</span></li></ul></td></tr><tr style="" data-mce-style=""><td width="217" style="width: 162.9pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt;" data-mce-style="width: 162.9pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt;"><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"><span style="font-size: 10.5pt; font-family: arial, sans-serif;" data-mce-style="font-size: 10.5pt; font-family: arial, sans-serif;">Dental Insurance</span></p></td><td width="421" style="width: 315.9pt; border-top: none; border-left: none; border-bottom: 1pt solid windowtext; border-right: 1pt solid windowtext; padding: 0in 5.4pt;" data-mce-style="width: 315.9pt; border-top: none; border-left: none; border-bottom: 1pt solid windowtext; border-right: 1pt solid windowtext; padding: 0in 5.4pt;"><ul style="" data-mce-style=""><li style="" data-mce-style=""><span style="font-size: 10.5pt; font-family: arial, sans-serif; color: black;" data-mce-style="font-size: 10.5pt; font-family: arial, sans-serif; color: black;">Premium rates and benefits remain unchanged.</span></li></ul></td></tr><tr style="" data-mce-style=""><td width="217" style="width: 162.9pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt;" data-mce-style="width: 162.9pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt;"><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"><span style="font-size: 10.5pt; font-family: arial, sans-serif;" data-mce-style="font-size: 10.5pt; font-family: arial, sans-serif;">Employee Voluntary: </span></p><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"><span style="font-size: 10.5pt; font-family: arial, sans-serif;" data-mce-style="font-size: 10.5pt; font-family: arial, sans-serif;">Short-Term Disability</span></p></td><td width="421" style="width: 315.9pt; border-top: none; border-left: none; border-bottom: 1pt solid windowtext; border-right: 1pt solid windowtext; padding: 0in 5.4pt;" data-mce-style="width: 315.9pt; border-top: none; border-left: none; border-bottom: 1pt solid windowtext; border-right: 1pt solid windowtext; padding: 0in 5.4pt;"><ul style="" data-mce-style=""><li style="" data-mce-style=""><span style="font-size: 10.5pt; font-family: arial, sans-serif; color: black;" data-mce-style="font-size: 10.5pt; font-family: arial, sans-serif; color: black;">Short-term disability premium rates and benefits remain unchanged.</span></li><li style="" data-mce-style=""><span style="font-size: 10.5pt; font-family: arial, sans-serif; color: black;" data-mce-style="font-size: 10.5pt; font-family: arial, sans-serif; color: black;">This is your opportunity to apply for the coverage, if you’re not enrolled. All applications are subject to approval from MetLife, JSA’s disability insurance company. </span></li></ul></td></tr><tr style="height: 99.4pt;" data-mce-style="height: 99.4pt;"><td width="217" style="width: 162.9pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt; height: 99.4pt;" data-mce-style="width: 162.9pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt; height: 99.4pt;"><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"><span style="font-size: 10.5pt; font-family: arial, sans-serif;" data-mce-style="font-size: 10.5pt; font-family: arial, sans-serif;">Employee Voluntary: </span></p><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"><span style="font-size: 10.5pt; font-family: arial, sans-serif;" data-mce-style="font-size: 10.5pt; font-family: arial, sans-serif;">Optional Life Insurance</span></p></td><td width="421" style="width: 315.9pt; border-top: none; border-left: none; border-bottom: 1pt solid windowtext; border-right: 1pt solid windowtext; padding: 0in 5.4pt; height: 99.4pt;" data-mce-style="width: 315.9pt; border-top: none; border-left: none; border-bottom: 1pt solid windowtext; border-right: 1pt solid windowtext; padding: 0in 5.4pt; height: 99.4pt;"><ul style="" data-mce-style=""><li style="" data-mce-style=""><span style="font-size: 10.5pt; font-family: arial, sans-serif; color: black;" data-mce-style="font-size: 10.5pt; font-family: arial, sans-serif; color: black;">Optional life insurance premium rates and benefits remain unchanged. </span></li><li style="" data-mce-style=""><span style="font-size: 10.5pt; font-family: arial, sans-serif; color: black;" data-mce-style="font-size: 10.5pt; font-family: arial, sans-serif; color: black;">This is your opportunity to apply for the coverage, if you’re not enrolled. All applications are subject to approval from MetLife, JSA’s disability insurance company.</span></li><li style="" data-mce-style=""><span style="font-size: 10.5pt; font-family: arial, sans-serif; color: black;" data-mce-style="font-size: 10.5pt; font-family: arial, sans-serif; color: black;">Employees should review beneficiary designations in the Employee Self-Service (ESS) system to ensure they are up to date (ex. Life Insurance beneficiary designee).</span></li></ul></td></tr><tr style="height: 97.6pt;" data-mce-style="height: 97.6pt;"><td width="217" style="width: 162.9pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt; height: 97.6pt;" data-mce-style="width: 162.9pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt; height: 97.6pt;"><p style="margin: 0px; line-height: normal;" data-mce-style="margin: 0px; line-height: normal;"><span style="font-size: 10.5pt; font-family: arial, sans-serif;" data-mce-style="font-size: 10.5pt; font-family: arial, sans-serif;">Flexible Spending Accounts (Medical & Dependent Care)</span></p></td><td width="421" style="width: 315.9pt; border-top: none; border-left: none; border-bottom: 1pt solid windowtext; border-right: 1pt solid windowtext; padding: 0in 5.4pt; height: 97.6pt;" data-mce-style="width: 315.9pt; border-top: none; border-left: none; border-bottom: 1pt solid windowtext; border-right: 1pt solid windowtext; padding: 0in 5.4pt; height: 97.6pt;"><ul style="" data-mce-style=""><li style="" data-mce-style=""><span style="font-size: 10.5pt; font-family: arial, sans-serif; color: black;" data-mce-style="font-size: 10.5pt; font-family: arial, sans-serif; color: black;">Health Care Flexible Spending Account (FSA) contribution limit will continue at $2,550.</span></li><li style="" data-mce-style=""><span style="font-size: 10.5pt; font-family: arial, sans-serif; color: black;" data-mce-style="font-size: 10.5pt; font-family: arial, sans-serif; color: black;">Dependent Care Flexible Spending Account (FSA) contribution limit will continue at $5,000; consult the plan for eligibility requirements</span></li><li style="" data-mce-style=""><strong style="" data-mce-style=""><em style="" data-mce-style=""><span style="font-size: 10.5pt; font-family: arial, sans-serif; color: black;" data-mce-style="font-size: 10.5pt; font-family: arial, sans-serif; color: black;">All current participants must re-enroll each year to continue participation in either Flexible Spending Account</span></em></strong></li></ul></td></tr></tbody></table><br style="" data-mce-style=""></div><ul style="" data-mce-style=""><li style="text-size-adjust: 100%;" data-mce-style="text-size-adjust: 100%;"><strong style="" data-mce-style="">View the <em style="" data-mce-style="">Summary of Benefits Matrix</em> found on the Benefits web page or the attached PDF to learn more specifics about premium changes.</strong></li><li style="text-size-adjust: 100%;" data-mce-style="text-size-adjust: 100%;"><strong style="" data-mce-style="">Dependent coverage is available up to age 26; consult the plan for eligibility requirements.</strong></li><li style="text-size-adjust: 100%;" data-mce-style="text-size-adjust: 100%;"><strong style="" data-mce-style="">JSA’s benefit plan year renews on April 1, 2018, and remains in effect through March 31, 2019. Therefore, any changes made during open enrollment will be effective on April 1, 2018.</strong></li></ul><div style="" data-mce-style="">Training on the ESS System, as well as a brief overview of the 2018 medical plans and all other JSA sponsored benefits will be offered at the following time in CEBAF Center, Room F113:</div><ul style="" data-mce-style=""><li style="" data-mce-style="">Monday, February 19, 2018 - 2:00 pm - 3:00 pm</li></ul><div style="" data-mce-style=""><span style="color: rgb(255, 0, 0);" data-mce-style="color: #ff0000;">The deadline to make changes for the 2018 benefits year is February 21, 2018.</span></div><div style="" data-mce-style=""><span style="color: rgb(255, 0, 0);" data-mce-style="color: #ff0000;">The elections you make will remain in effect for the entire benefit year unless you experience a permitted life status change.</span></div><br style="" data-mce-style=""><div style="" data-mce-style="">If you have any questions please contact Treva Ferguson, Benefits Consultant, at ext. 7291.<br style="" data-mce-style=""><br style="" data-mce-style=""> Regards,<br style="" data-mce-style=""> Rhonda Barbosa<br style="" data-mce-style=""> Human Resources Director<br style="" data-mce-style=""> <br style="" data-mce-style=""> </div></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr><tr style="" data-mce-style=""><td align="center" valign="top" style="text-size-adjust: 100%;" data-mce-style="text-size-adjust: 100%;"><table border="0" cellpadding="0" cellspacing="0" width="100%" id="templateFooter" style="border-collapse: collapse; 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